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Insurance for Business Vehicles

Here is an excerpt from a new blog post at GreggMarcus.com:

Insuring vehicles for a business is quite a tricky situation to delve into, though it is a very necessary and recommended process. Business Cars serve a number of functions which include making sure that workers get to and from t heir business meetings, look professional, or even be used as advertising material. Insuring any vehicle in general is a very important business that you can’t ignore. If you want to choose the right company that will give you the fairest deal you must first understand what will best suit the needs of your business and employees. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how to go about acquiring the proper type of automobile insurance for your business vehicles.

When determining which company to go with you should not be persuaded by creative and enticing commercials and advertisements. You should be concerned with companies that have the highest-rated customer service support, often ranked by state and even worldwide. It is important to analyze the client base of a company as well as view average premiums of current customers to see which are the lowest. It is also nice to encounter companies whose agents are cooperative and helpful over the telephone.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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Different Ways to Obtain an Auto Insurance Discount

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people nowadays are searching for a number of ways to reduce their monthly expenses, especially during these rough economic times. Some have accepted the art of couponing while others hold back on certain services such as cable and telephone luxuries. Another simple and effective way to reduce your regular bills is to shop around for car insurance quotes and utilize discount rates that are commonly offered. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain the most effective ways to save money and reduce your monthly car insurance payments.

By shopping around for multiple quotes and using the many discount rates offered by different companies you can easily achieve cheap quotes and a significant amount of savings as a customer. Some believe that online quotes are cheaper than that an insurance agent will find for you, this is not true as a qualified agent will be more knowledgeable about the field and better prepared to find a plan that is right for you.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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Auto Insurance for Young Drivers

Here is an excerpt from a new blog post at GreggMarcus.com:

Insuring a teen or young adult is obviously extremely expensive. Depending upon the age of the drive, the make and model of the vehicle, and the applicable state restrictions enforced by the law, adding a young or teen driver can increase insurance rates by 100 percent or more. It is surprising that so many parents are even willing to license their teens with insurance premiums being affected so greatly and increasing uncontrollably. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain what you need to know about insuring a young driver and what you can do to prevent your rates from rising immensely.

The high cost of insurance for a young driver is due to the one simple fact that teen drivers and younger adults pose a much higher risk of loss for the company. Premiums for any type of insurance be it life, health or automobile, are always based off of risk. Studies have proven that for younger inexperienced drivers, risks are four times as high as any other type of driver. The cost of claims from teenage drivers involved in accidents is also proven to be higher than those of adult drivers.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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Save Money by Prepaying your Auto Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Many individuals wonder if prepaying all or part of the auto insurance bill can save you some money, the simple answer is yes. Especially if your company gives a discount for this activity as most insurers do. You may be wondering what it exactly means to prepay your bill and how to be sure that your company offers this service. Prepaying your car insurance is essentially self explanatory. You are to pay in advance all or part of your premiums for a given period of time. Most commonly car insurance is billed in six month premium installments. In this post, Long Island Insurance Executive, Gregg S. Marcus explains thoroughly how you can save money by simply prepaying all or part of your auto insurance premium.

The auto insurance industry has come to the conclusion that a six month time period is the prime amount of time that allows for two things to occur. Initially they have far less work to do accounting wise which makes the company eligible to cut overhead, being that premiums are paid twice a year. And secondly, six months is a short enough time to sweep the DMV’s records on a regular basis and adjust premiums whenever appropriate.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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Safe Driving Tips for Bad Weather

Here is an excerpt from a new blog post at GreggMarcus.com:

Needless to say, when the weather turns bad, it is best to stay inside and off the roads.  If you head out when conditions are not quite ideal you greatly increase the risk of losing control of your automobile and having a collision, this could result in injuring yourself and others, the totaling of your automobile, painstaking lawsuits or even worse.  Though it is understandable that you may have no choice but to head out on the road during these horrible conditions, in this post, Long Island Insurance Executive, Gregg S. Marcuswill what you need to know to lessen your risk of getting into an accident and stay safe.

More likely than not, the most common reason for losing control of a car during a rain or snow storm is due to loss of traction. When the weather conditions begin to get rough and the road is wet, muddy, snowy and worst of all icy, the traction of your automobile is greatly reduced and your car has a higher chance of slipping out of control.  It is important to slow down and drive smoothly, adjust your speed for the varying conditions, you should not be driving as your normally would on a dry, clear day.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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Do Small Auto Insurance Companies Offer Better Rates?

Here is an excerpt from a new blog post at GreggMarcus.com:

Though insurance coverage is a vital asset to every driver, it is truly important in the occurrence of an accident. It is likely that in this instant that those involved in the tragedy may need some medical assistance, the treatments of these injuries would of course require some finances, this is where auto insurance comes into effect. There are a number of auto insurance companies that offer a variety of plans, but how do you know which is right for you? These insurance firms fall into two major categories—major companies and small companies. In this post, Long Island Insurance Executive, Gregg S. Marcus lays out the differences between the large insurance companies and the smaller ones as wells as the benefits and faults of signing with each.

At often times the smaller insurance providers operate under the control of the major companies. The major companies diversify their policies in order to fit the needs of specific drivers more so than the smaller providers.  The most prevalent factor when one is deciding on auto insurance is of course price.  It is likely someone will prefer one company over another simply because the one company’s policy is more affordable. The internet is a fantastic way for an individual to compare quotes of different companies and get a good idea of how the pricing and coverage differ between the larger and smaller companies.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.